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How to be millionaire? |
Steve Siebold, a businessman who became a millionaire at a young age and author of the book How Rich People Think, interviewed over 1,200 millionaires to gather 9 tips on how to become a millionaire by the age of 30.
·
Who hasn't dreamed of being a millionaire, especially at such a young
age?
·
There are commonalities among those who have achieved this goal in their
early thirties.
· While there is no secret and completely reliable recipe, there are a few good habits that can be used to acquire wealth.
"In a market economy, anyone can make as much money as they want," says
millionaire Steve Siebold, and "it's never too late to start.
To achieve a seven-figure fortune, Steve Siebold collected 9 tips from people who became millionaires at a young age. Following these tips doesn't 100% guarantee becoming a millionaire, but it won't hurt your chances of becoming one.
Focus on profit
"In today's economic environment, we can't reserve our place in the millionaire's circle," says Grant Cardone, who was broke at 21 and a millionaire at 30. "The first step is to focus on increasing our income step by step and repeat the operation. My income was $3,000 a month and 9 years later it was $20,000 a month. If we let money be our guide, we will be forced to control our income and look for opportunities."
Develop multiple revenue streams
One way to make more money is to increase our income streams. Many millionaires have developed multiple streams of income: some have 3, 4 and others 5 or more. These additional sources include real estate rentals, stock market investments, and ownership of shares in a side business.
"Three sources of revenue seem to be the magic number, but that number is not limiting."
Save to invest, not save to save
"If we save money, it should only be to invest later. Let's deposit it in
safe and untouchable accounts. Never spend it on anything else, even in an
emergency. This allows us to follow the first step (increase income).
Several times a year, I find myself almost broke because I always invest my
surplus money, so I never have any savings in reserve" exclaimed G. Cardone
exclaimed.
It is possible to invest in different areas: real estate, banking, stock market or online investment platforms. The key to systematically saving money is to automate the process. This way, we will no longer see the money we invest and we will learn to live without it.
Don't show off
"I didn't buy luxury watches or big cars until my business and investments provided me with multiple streams of income," says Cardone. "I was still driving a Toyota Camry when I became a millionaire. Be known for your work, not your wealth."
Changing the way you think about money
"Becoming rich starts with changing the way you think about money," adds millionaire Steve Siebold. "The secret has always been the same: think," he insists. While people think that getting rich is out of their reach, the rich know that making money is a full-time job.
Investing in yourself
"The safest investment I've made in my life is to invest in myself," writes
Tucker Hughes, who became a millionaire at age 22. "You need to read for at
least 30 minutes a day, listen to quality podcasts and seek out mentors. You
don't just have to be an expert in your field, you have to have a
comprehensive knowledge of all subjects to be able to talk about everything,
whether it's finance, politics or even sports.
Most rich people like to spend time reading, Warren Buffett, for example,
estimates that 80% of his working day is dedicated to reading.
The other aspect is also personal branding, knowing yourself. Learn how to sell yourself in the marketplace. The specifics that define your personality, your passions will make all the difference with another opportunistic person.
Set goals and imagine yourself achieving them
If we want to earn more money, we need to have clear goals, but also a
specific plan to achieve them. Money doesn't fall from the sky, we have to
work hard to earn it.
Wealthy people are committed to making a fortune. In order to do this, they have to stay focused on their goals, be courageous, have a lot of knowledge, which requires a lot of effort. All this is possible only if we have clear goals and a clear vision: "Many people do not achieve what they want because they do not really know what they want. Wealthy people know very clearly that they want to earn a lot of money", says millionaire T. Harv Eker.
Spend time with people you admire
Andrew Carnegie started with nothing and became one of the richest people
in the USA in the 20th century. He attributes all his success to one
principle: the Master Mind.
The idea is to surround ourselves with talented people who share our
vision, because the combination of many creative and brilliant minds is much
more powerful than one mind. Also, we tend to be like those we spend time
with, which is why rich people stay with rich people.
"Being in contact with people who are more successful than we are, broadens our thinking and increases our income. The reality is that millionaires have a different view of money than the middle class. There are many benefits to being around them," says Andrew Carnegie.
Aim for 10 million, not 1 million
"The biggest mistake I made was not thinking big enough," writes G.
Cardone. "I encourage everyone to aim higher than a million. The planet is
not short of money, but instead, it is short of ambitious people."
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